identity theft

eye-DEN-tih-tee THEFT /aɪˈdɛntɪti θɛft/
nounB2IELTSTOEFL
legalcommon

The fraudulent acquisition and use of a person's private identifying information, usually for financial gain.

A crime where the 'victim' is the person whose identity is stolen, even if the financial loss is borne by a bank.

The story behind the word. The term gained prominence in the 1990s as the internet made it easier to access personal records. While stealing a name is old, the 'theft' of a digital identity—a collection of numbers and data points—is a uniquely modern phenomenon.

Word relationships

  • identity fraud: Often used interchangeably, though 'theft' is the act of taking and 'fraud' is the act of using.

Collocations

  • victim of identity theft
  • prevent identity theft
  • report identity theft

Example sentences

  • "To prevent identity theft, never share your Social Security number over an unsecured Wi-Fi connection." A warning from a bank.
  • "Identity theft remains one of the fastest-growing crimes in the digital age, affecting millions of people each year." A government statistic.

Memory hook

Stealing the 'ID' (identity) to commit 'theft'. Someone else living as you.

When not to use

Don't use it for just stealing a credit card; it usually implies stealing a whole persona (SSN, name, address) to open new accounts.

Fun facts

  • In some cases of identity theft, victims have been arrested for crimes committed by the person who stole their identity.

Related words

phishing, spoofing

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